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Chicago-Based, Black-Owned Startup Lets You Pay For Flights On Layaway

A Chicago-based, Black-owned startup, is making it easier to afford to travel by offering layaway style funding for airline tickets. The founders of Airfordable – Ama Marfo, Craig Henry, and Emmanuel Buah – decided to collaborate, after realizing that they all pretty much had the same idea in mind, and had the knowledge and experience needed to build the platform.

The concept is very simple – Airfordable allows you to pay for your airline ticket in installments, instead of one lump sum. Travelers take a screenshot of their flight from any travel site of their choosing, upload the screenshot and their flight details to; then make a deposit and pay the rest in installments before their departure date. Airfordable makes its profit by charging a one-time fee on the price of the ticket. The fees’ percentage varies between 10% and 20%. The service does not charge compounded interest and does not require a credit check.


Cofounder and CEO Ama Marfo, says she was inspired to create the startup while she was attending Drexel University in Philadelphia.

“I wanted to see my family in Ghana during school breaks but couldn’t afford the $2,000 ticket,” she recalled. “I stayed in the dorm alone or with other international students who couldn’t go home. Because of this personal frustration, I set out to determine how to make travel more accessible.”

Currently, the site has more than 27,000 users that are booking both international and domestic flights. The service is very popular for people who want to travel overseas but can’t afford to pay a $1,500 or $2,000 ticket price upfront.

The team says once the company gets more traction, they plan to expand their model to also launch micro-loans for vacation packages and hotels.

For more details about Airfordable, visit


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Chicago-Based, Black-Owned Startup Lets You Pay For Flights On Layaway – Positively Biased February 3, 2017 at 4:08 pm

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